00:02:42 Kate: Upleveling 💪🏼 00:02:50 Alexandra Ryan: EXACTLY! 00:03:00 Alexandra Ryan: And birthing a series at the same time HAHAHA 00:03:46 Kate: Replying to "And birthing a serie..." Wowza! A creative creation-filled time! 00:05:04 Alexandra Ryan: Reacted to "Wowza! A creative creation-filled time!" with ❤️‍🔥 00:07:05 Kate: If you would like to submit your letter to money for Miata’s substack, “Dear Money” here: https://docs.google.com/forms/d/e/1FAIpQLSda-hGB6BdwQLjM1J7AT9CEqOg2uTNNxCe7gqZ00F-lZwCJoQ/viewform 00:07:26 Kate: And/Or become a regular reader and subscriber here: https://miataedoga.substack.com 00:07:47 Kate: And MORE DECISIONS! 00:09:25 Alexandra Ryan: If anyone has opinions about home security systems I’m in the weeds 00:12:29 Kate: Welcome to Our Bonus Management Q &A for August! Our Next Mgmnt Q& A will be Friday, October 2nd at 4pm Pacific For September: We’re leaning into our Power Hours, Creating Cashflow and Mindset events, while catching up on our Q3 tracking 💪🏼 00:13:26 J: Read the contract…B of A stated that they are not responsible if anything goes missing…esp jewelry 00:13:45 Kate: Replying to "Read the contract…B ..." Yikes! 00:13:54 Kate: People have safes 00:14:03 Alexandra Ryan: Reacted to "People have safes" with 👍🏼 00:14:10 JoAnn P: Reacted to "People have safes" with 👍🏼 00:14:48 Eileen: When should we submit questions by for the Oct. Management Q&A? 00:14:50 Kate: @Alexandra Ryan after you’ve settled your move, I have resources for jewelry auction. 00:15:21 J: And…if something happens to the bank (fire…earthquake…etc), some do not cover that loss 00:15:46 Kate: Replying to "When should we submi..." You can submit any time but definitely by Sept 28/29 00:16:23 Kate: Reacted to "And…if something happens to the bank (fire…earthquake…etc), some do not cover that loss" with 😡 00:17:45 Kate: Contents of a safety depot box need to be insured by you… the bank does not insure safety deposit box contents. 00:19:07 JoAnn P: Replying to "@Alexandra Ryan after you’ve settled your move, I have resources for jewelry auction." @Kate I would like to ask you about this resource as well, please. TY 00:19:18 Alexandra Ryan: Replying to "@Alexandra Ryan afte..." Yes please please! 00:19:19 Kate: Reacted to "@Kate I would like to ask you about this resource as well, please. TY" with 👍🏼 00:19:26 Kate: Reacted to "Yes please please!" with 👍🏼 00:26:13 JoAnn P: Reacted to "And…if something happens to the bank (fire…earthquake…etc), some do not cover that loss" with 😡 00:26:28 Pamela D.: Is Minternet part of the Mint platform? 00:27:14 J: Spectrum’s lower tiers now include an Amazon Prime membership 00:27:29 Kate: Replying to "@Alexandra Ryan afte..." DOYLE Auctioneers and Appraisers: https://doyle.com My family has had good experience with them. They are a long existing auction house based in NYC and also have a branch in Beverly Hills. They deal in fine jewelry, artisanal home decor, paintings, and antique books. You can do your preliminary inquiry online with photos. 00:27:42 A: Reacted to "Spectrum’s lower tie..." with 😃 00:27:43 Kate: Reacted to "Spectrum’s lower tiers now include an Amazon Prime membership" with 👍🏼 00:27:50 Alexandra Ryan: IF Verizon fios is in the area there can be great deals. I got $35/month for 3 years 00:28:39 Kate: Minternet: https://www.mintmobile.com/5g-home-internet/ 00:28:53 Pamela D.: Reacted to "Minternet: https://www.mintmobile.com/5g-home-internet/" with 👍 00:28:55 A: There is Starry as well 00:28:56 Kate: Replying to "IF Verizon fios is i..." I love fios 00:29:21 JoAnn P: @Alexandra Ryan found this Private Safe Deposit Box USA | MySafe | Flexible Access From $64/Month 00:29:35 Alexandra Ryan: Thanks Joanne! 00:29:38 JoAnn P: Replying to "@Alexandra Ryan found this Private Safe Deposit Box USA | MySafe | Flexible Access From $64/Month" location in BH 00:29:56 JoAnn P: Reacted to "Thanks Joanne!" with 😻 00:31:03 Eileen: AT&T and Spectrum are the main companies in LA. I’ve had both. Spectrum does have good follow up service but AT&T is offering deals. You can also get a price from one and ask the other company “can you beat this price.” I had a neighbor who would do this every time his carrier tried to increase his rate and it worked. 00:31:48 JoAnn P: Replying to "@Alexandra Ryan found this Private Safe Deposit Box USA | MySafe | Flexible Access From $64/Month" Also, Self Storage West Los Angeles, CA: Hollywood Vaults 00:32:09 Kate: Starry is $30-$45/mo, billed monthly. 00:32:30 Kate: Replying to "AT&T and Spectrum ar..." Thanks, Eileen! 00:32:40 Kate: Reacted to "@Alexandra Ryan found this Private Safe Deposit Box USA | MySafe | Flexible Access From $64/Month" with 👍🏼 00:33:00 Kate: Reacted to "Also, Self Storage West Los Angeles, CA: Hollywood Vaults" with 👍🏼 00:33:08 Kate: Reacted to "AT&T and Spectrum are the main companies in LA. I’ve had both. Spectrum does have good follow up service but AT&T is offering deals. You can also get a price from one and ask the other company “can you beat this price.” I had a neighbor who would do this every time his carrier tried to increase his rate and it worked." with 🙏🏼 00:36:04 JoAnn P: AT&T has WiFi and Fiber internet deals right now. it's finally in my neighborhood, i live in LA, so i'm gonna check it out AT&T Internet Air: 5G Wireless Home Internet Service 00:36:05 Kate: When we are growing in one area, it makes sense to evaluate our other financial zones… and adjust our forecast accordingly… temporarily to give ourselves grace to grow into our new area, and re-stabilize. 00:36:20 Kate: Reacted to "AT&T has WiFi and Fiber internet deals right now. it's finally in my neighborhood so i'm gonna check it out AT&T Internet Air: 5G Wireless Home Internet Service" with 😎 00:42:45 Kate: To sell or keep a car with 100,000 miles on it that has just needed a $2k repair? 00:44:22 Kate: Going back and forth not only on the financial aspect, but also on the identity feelings involved… independence, partnership, interdependence, first child, becoming parents. 00:44:32 Alayne: Have to jump - thank you all for this - Miata, Travel Safely! See everyone soon! 00:44:38 Kate: Reacted to "Have to jump - thank you all for this - Miata, Travel Safely! See everyone soon!" with ❤️ 00:45:05 Kate: Replying to "To sell or keep a ca..." Management and Mindset 00:45:11 Alexandra Ryan: Gotta run. Thanks all! 00:46:40 Kate: Reacted to "Gotta run. Thanks all!" with ❤️ 00:49:55 Kate: Sorting out/ longingly negotiating… what* is mine, yours, ours, baby’s, our family’s… *what: time, space, decisions, things, priorities 00:52:45 Kate: Making decisions now that set us up to make good/better decisions in the future. 00:56:11 Kate: I am really appreciating this perspective on decision making… and creating power cycle contexts within which to make our decisions. 00:56:53 Kate: Replying to "I am really apprecia..." Thank you for bringing this forward, @Natalie ! 00:58:32 JoAnn P: Replying to "@Alexandra Ryan after you’ve settled your move, I have resources for jewelry auction." @Kate thank you 00:59:05 Kate: Reacted to "@Kate thank you" with 😘 01:01:56 Kate: CREDIT SCORE: https://www.creditkarma.com CREDIT REPORTS: https://www.annualcreditreport.com/index.action 01:04:02 Kate: Our credit reports are the data underlying your credit score. [Transunion, Equifax, Experian} Our credit score is a calculation based on that data [FICO, Vantage Score] 01:06:29 Kate: Replying to "CREDIT SCORE: https:..." FICO is the score most commonly used by lenders. The Vantage Score is usually what we see when we get a free credit score. 01:08:44 Kate: Note: There are specialized versions of your FICO score for mortgages, car loans, credit cards, etc. Plus, the FICO scores can vary a bit depending upon which credit reporting company’s data the institution you are interacting with uses. 01:10:41 Kate: Replying to "CREDIT SCORE: https:..." Credit Karma uses the VantageScore 3.0 credit-scoring model. (per Gemini AI) 01:12:40 JoAnn P: I've gotten that Q too 01:14:30 Kate: Replying to "CREDIT SCORE: https:..." Experian Credit Tracker: Create a free account directly with Experian to get your official FICO Score 8 based on your Experian credit data. This score updates every 30 days. Note: this is only one type of FICO score, based on Experian’s data) 01:15:53 Kate: I’ve been through that… it’s so hard. ❤️ 01:17:57 Kate: Once something goes to collection… It has been sold to a collections agency for pennies on the dollar. The original creditor has written it off. The collection agency then hounds you to get a payment, on which they will make money over what they purchased your debt for. 01:21:57 Mattie Caruthers: Thank you so much Kate. 01:22:05 Kate: Reacted to "Thank you so much Kate." with 🙏🏼 01:26:47 A: J - I don’t know if this helps, but CD Jason Kennedy has been posting that if you only need $5,000 more to reach your SAG Insurance, to let him know how close you are and he tries to help those actors when he can. 01:27:12 Kate: Replying to "J - I don’t know if..." @J 01:27:15 JoAnn P: Reacted to "J - I don’t know if this helps, but CD Jason Kennedy has been posting that if you only need $5,000 more to reach your SAG Insurance, to let him know how close you are and he tries to help those actors when he can." with 😎 01:27:44 Kate: Reacted to "J - I don’t know if this helps, but CD Jason Kennedy has been posting that if you only need $5,000 more to reach your SAG Insurance, to let him know how close you are and he tries to help those actors when he can." with 🙏🏼 01:28:01 Kate: Replying to "J - I don’t know if..." Thank you for sharing this, @A 01:31:19 Kate: Keep celebrating all we have done to stabilize and build our futures 💪🏼 🎉 We have built, and continue to build, our management and mindset muscles 01:33:27 Kate: Replying to "Keep celebrating all..." Recognize who we are choosing to be in this world. 01:34:11 A: Reacted to "Thank you for sharin..." with ❤️ 01:34:37 J: Reacted to "J - I don’t know if this helps, but CD Jason Kennedy has been posting that if you only need $5,000 more to reach your SAG Insurance, to let him know how close you are and he tries to help those actors when he can." with ❤️ 01:34:53 Kate: Events Coming Up: Creating Cashflow: Sun Sep 13, 10am PT Mindset Q&A: Fri Sep 18, 4pm Creating Cashflow: Sun Sep 20, 10am PT Lean In to Power Hours and the MN community this month! …Events links: https://abundance-bound.mn.co/events 01:34:53 JoAnn P: Amazzzing!! 01:35:20 Kate: Next Mgmt call is Friday Oct 2nd 4pm 01:35:59 Kate: Waitlist for AB Financial Empowerment Program and next Launch Into Abundance 16 week course: https://abundancebound.com/financial-empowerment-program-waitlist/#membership-section 01:36:43 Eileen: Thanks! Have to go. 01:37:16 Kate: Next Tracking Tuesday October Tuesday October 13th.. Reports due the previous Friday