00:00:56 Dorothy Dillingham Blue: I submitted a question but would like to go 2nd as I’m still getting situated. 00:01:20 Dorothy Dillingham Blue: Further down is A-OK! 00:06:21 Abundance Bound: https://www.irs.gov/payments/direct-pay-with-bank-account 00:07:43 Kali Skatchke: Why is this so confusing lol 00:16:50 Kali Skatchke: Chrome is flagging the IRS website as unsafe.... 00:17:14 Kate: Replying to "Chrome is flagging t..." Oh geez! 00:17:35 Actor: Can someone please put this recording up quickly today so we can hear it quickly since it is April 15th? Please and Thank you. 00:17:56 Kate: Replying to "Can someone please p..." I will make that reqeust 00:18:11 Actor: Reacted to "I will make that req..." with ❤️ 00:18:26 Kate: A big week here at AB; Friday 4/17, 4pmPT - Mindset Q&A Friday 4/17, 9pmPT - Tracking Tuesday Qualifying reports due Sunday 4/19, 10amPT - Creating Cashflow Monday 4/20, 10amPT  - Launch Into Abundance (LIA) LIVE! - register here: https://iamabundancebound.com/launch-into-abundance-live-registration/ Tuesday 4/21, 10amPT - Tracking Tuesday! - those who submit reports will be emailed the zoom link Note: Power Hours are available on Thursday 4/16, 10amPT and Tuesday 4/21, 1pmPT Links for everything are in the events calendar here: https://abundance-bound.mn.co/events 00:26:06 Actor: If someone hasn’t had a ROTH before, and they want to quickly start one today just to get some money in there for 2025, where do they go to do it? Thx 00:30:32 Kate: Replying to "If someone hasn’t ha..." This would be a good Q to raise your digital hand to ask Miata this directly. If it was me, I would go to Vanguard, Fidelity or Schwab. Here is a link to vanguard:https://investor.vanguard.com/accounts-plans/iras/roth-ira 00:32:11 JoAnn P: can the balance transfer fee be negotiated? 00:35:18 Kate: Balance transfer listings on Credit Karma: https://www.creditkarma.com/credit-cards/balance-transfer 00:37:03 Kate: Monday 4/20, 10amPT  - Launch Into Abundance (LIA) LIVE! - register here: https://iamabundancebound.com/launch-into-abundance-live-registration/ 00:37:44 Christina Geraci: It’s all the same haha 00:37:46 Kate: Replying to "Monday 4/20, 10amPT ..." This is our 16-week FOUNDATIONAL COURSE 💪🏼 00:38:41 Kate: #powercycle @Sara Fenton ! 00:40:39 Actor: Reacted to "This would be a good..." with 👍 00:40:50 Actor: Replying to "If someone hasn’t ha..." @Kate thx 00:40:58 Kate: Reacted to "@Kate thx" with 👍🏼 00:43:18 Kate: Replying to "can the balance tran..." The bal transfer percentages are fixed by card, so something to pay attention to when shopping for a balance transfer card. 00:48:41 JoAnn P: Reacted to "The bal transfer per..." with 👍 00:52:59 Kate: Evaluating home ownership, esp in a separation: Options - Sell, Keep solo, Joint ownership What are annual costs of the home: Mortgage 42,816 Property 13,942 Insurance 10,440 Maintenance 14,000 (using 1%) (rule of thumb is 1-2% of home value annually) Total 81,246 Monthly 6,760 Rental income 51,360 4200 (?) 29,886 net cost per year 2,490.50/mo (before utilities) 00:57:35 Kate: Option 1: To keep the house solo, one would need to buy out the ex’s equity, and probably refinance, likely at a higher interest rate. 00:58:04 pameladunlap: This is so amazing….having survived a financially devastating divorce…I was in such an emotional swirl with no help and no idea what to do…..what a gift this is Miata! 00:58:24 Kate: Reacted to "This is so amazing…...." with 💯 01:01:05 Kate: Option 2: Joint ownership - requires ongoing relationship and significant ongoing financial entanglement, and very long term cooperation… which can be significantly taxing of time and attention away from other goals and also limits and complicates both of your financial flexibility Option 3 - Ex buys you out, you live elsewhere. Next steps: research your potential rent payment elsewhere Option 4 - run the numbers on a joint venture in which you do not reside there. Research the impact of this on your individual tax returns. 01:03:14 Kali Skatchke: Kate, will you please ask Miata a question for me? I have to leave, but I’d like to watch the recording. The IRS website is being flagged by unsafe by Safari, Chrome, and Firefox, and won’t even let me go through to the payment page. But I need to pay my quarterly taxes! (Which I didn’t know until this call!) What to do? 😅 01:04:18 pameladunlap: Replying to "Kate, will you pleas..." Send it certified mail postmarked today 01:04:36 Kate: Replying to "Kate, will you pleas..." I’m asking her now. (I don’t know how much she has lined up for today.) 01:07:02 Kate: Replying to "Kate, will you pleas..." Take snapshots of the warnings so you have it when you are able to file 01:07:48 Kali Skatchke: Reacted to "Take snapshots of th..." with ❤️ 01:10:16 Kate: I am not getting a flag on IRS.gov on safari Nor on directpay.irs.gov 01:13:17 Kali Skatchke: Click through to try to pay. It came once I clicked like 2-3 buttons 01:13:57 Kate: I think your best bet is to document those warning messages and then try again tomorrow. 01:14:23 Kate: Reacted to "Click through to try..." with 🙀 01:16:29 Kali Skatchke: Reacted to "I think your best be…" with ❤️ 01:17:14 Kali Skatchke: Replying to "Click through to try…" Thank you!!! I’m in the car now but still listening just in case 01:19:25 Kate: Replying to "Click through to try..." If this is an IRS issue, there should be no penalty, and if you pay tomorrow any penalty they request will be minimal, and should be able to be reversed. Drive carefully. 01:21:11 Kate: Book: Quit Like A Millionaire Our mastery conversation with the authors can be found here: https://iamabundancebound.com/mastery-conversation-july-15-2022/ Also Our book club conversation about it: https://iamabundancebound.com/book-replay-conversation-november-4-2022-2/ 01:26:32 Kate: Thank you @Sara Fenton ! We are learning so much about financial clarity from you ❤️ 01:28:21 Sara Fenton: Reacted to "Thank you @Sara Fent..." with 🙏 01:28:29 Kate: I need to jump off. I look forward to hearing the rest on the recording. Here is a rundown of what’s upcoming at AB! It’s a big week… Friday 4/17, 4pmPT - Mindset Q&A Friday 4/17, 9pmPT - Tracking Tuesday Qualifying reports due Sunday 4/19, 10amPT - Creating Cashflow Monday 4/20, 10amPT  - Launch Into Abundance (LIA) LIVE! - register here: https://iamabundancebound.com/launch-into-abundance-live-registration/ Tuesday 4/21, 10amPT - Tracking Tuesday! - those who submit reports will be emailed the zoom link Note: Power Hours are available on Thursday 4/16, 10amPT and Tuesday 4/21, 1pmPT Links for everything are in the events calendar here: https://abundance-bound.mn.co/events 01:42:41 Kali Skatchke: Reacted to "If this is an IRS is…" with ❤️ 01:48:35 Abundance Bound: https://www.bankrate.com/loans/loan-calculator/ 01:54:27 Actor: Replying to "Kate, will you pleas..." @Kate I am interested in her question too. If it hasn’t been answered yet, I also would appreciate you asking Miata 02:00:26 Abundance Bound: https://iamabundancebound.com/launch-into-abundance-live-registration/ 02:01:46 JoAnn P: thank you Miata, Kate and everyone who shared. Great q's! 02:02:14 Actor: Miata - A member asked (She had to leave) …., but I’d like to watch the recording. The IRS website is being flagged by unsafe by Safari, Chrome, and Firefox, and won’t even let me go through to the payment page. But I need to pay my quarterly taxes! (Which I didn’t know until this call!) What to do? She said it didn’t happen til a couple clicks in.