Your Roadmap
Roadmap
Download your Roadmap to begin your journey through the 3 milestones! Catch up on previous Milestone Monday group coaching sessions to learn from your fellow members’ questions & challenges
August 19, 2024Milestone Monday
ALL of my energy has been going towards cutting expenses – to the point where it’s like I’ve developed a “poverty mentality” that is depressing and completely unsustainable. Can you help me find the original pdf version of the member roadmap? What options do I have if I want the beneficiaries on my financial accounts to be charities instead of individuals?
August 5, 2024Milestone Monday
I have a forecast and I am tracking my earnings and expenses, but I’m not taking the time each quarter to review those numbers. Should I open an IRA even though I’m still needing to supplement my earnings from savings? I feel like I need additional clarity around what it means to be commingling business and personal. A member shares information about a new Fidelity index fund. How to best track bits of income from odd jobs.
July 15, 2024Milestone Monday
How can I think about my planned savings when it comes to dealing with a situation that is truly unexpected? I’m feeling anxious about taking on student loans to go back to school. What can I do about my email address showing up on the dark web?
June 17, 2024Milestone Monday
Are there any high-yield savings accounts with brick & mortar locations? A check-in with a member working on Milestone 2 and strengthening their tracking and time management systems. Deciding how to categorize different sources of earnings.
June 3, 2024Milestone Monday
Seeking some help around keeping track of my planned savings expenses. A brief look at your member dashboard. I feel really good about the work I’ve done so far, but am not certain where I should be focused next. What should I do if at the end of the year I haven’t used all the money in my planned savings? A review of what we do with “extra” income. How can I best manage “assistance” income, i.e. food stamps, family support, etc.?
May 20, 2024Milestone Monday
What are my options for a high-yield savings account for my business? How should I choose a business credit card? Is the amount of interest I’m earning lower if I have funds separated into different “buckets” in my high-yield savings account? A refresher on Target Retirement Funds (TRFs) and asset allocation. Using the expense tracker spreadsheet. Debt Management Plan (DMP) with Consolidated Credit.
May 6, 2024Milestone Monday
I’m having issues forecasting and am trying to figure out what’s stopping me. Will I be completing a lot of the Milestone 1 tasks if I participate in Money Management Live? Can I submit my debt chart for review in an upcoming Management Q&A? I’m starting my corporation and could use some advice about how to transition expenses into the corporate bank account. When does it make sense to have a credit card that charges an annual fee? Should I pay for a credit protection service? Is there a time expectation for when I should complete each milestone on the Roadmap? Should I be claiming unemployment benefits?
April 15, 2024Milestone Monday
Member seeking guidance on how to forecast for a corporation, conceptualize the business’ money vs. my own, and deciding how much to give myself in payroll. A request to dive deeper into determining our net worth and assessing our current creative earnings. How can I take on a “day job” without having that negatively impact my creative work and passions?
April 1, 2024Milestone Monday
Whenever I “fall off the wagon” I feel like I have to start back at square one… how do I best determine where I should begin? I have a new job and am wondering how I can best ask for a raise. I am seeking clarification around how I should go about “revenue modeling” what I expect to earn in a given year. How can I effectively brainstorm ideas for earning additional income? My job has a 401K and I’m not sure how aggressively I should be saving in that account. When I return something to the store, how should I track that in my system so it isn’t just showing up as income? How do I create a report of my earnings when they are extremely sporadic?
March 18, 2024Milestone Monday
How do I correct errors on a credit report that are dragging down the credit score? I am using the SimplePlanning spreadsheet but my categories are not transferring from the QuickBudget tab to the Budget by Month tabs. I am considering taking the cash value out of my whole life insurance policy to build my planned savings cushion. If I can only start a Roth IRA with $100 by April 15th (for starting a “2023 Roth” for the first time), will it still qualify us to start towards the “5 Year Rule”? Should I have separate accounts for my tax, planned and wealth savings? Where can I ask questions and request resources from fellow members?
March 4, 2024Milestone Monday
When am I “really” ready to move on to the next Milestone? How do I establish a system for reconciling Quicken with my bank statements? A request for any tips around preparing for tax time. What financial tasks actually count towards the “8 hours” each month I should be spending working on my money? Sharing the updated version of the Member Roadmap. I’ve been paying my student loans for years and still owe more than I did when I started. Is the Creating Cashflow Program right for me?
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February 19, 2024Milestone Monday
Where am I in the process and what is the best next step for me? How do I calculate my union pension in terms of my net worth? How do I enter past transactions into Quicken if i want data from months before I started using the software? How do I categorize transactions that appear as income (rebates & returns) but are not actual income? I’ve been provided a “scholarship” towards a career related conference. I’m not sure I “should” go because there will be expenses I do have to cover. What are my next steps for potentially “consolidating” my debt and reducing the amount I am spending on interest? When I’m gathering my 5 years of income for my creative career – how do I think about the effects of the pandemic and the strike?
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February 5, 2024Milestone Monday
Getting started with the Member Roadmap. Setting up your digital filing system (Miata shares the details of her system). Should I go back and download statements from previous years? Should I accept an offer for a hardship program to help pay off one of my credit cards? Deciding on a software system for tracking.
January 15, 2024Milestone Monday
In today’s Milestone Monday Miata assists members working through all Milestones. Members receive guidance or clarity on relearning Quicken, syncing their Wealthfront account with Quicken, the security risks when using tracking software, and understanding pending credit card purchases. Miata, also provides a thorough explanation on investing.
December 4, 2023Milestone Monday
In the latest Milestone Monday session, Miata expertly guided members through a detailed process for establishing a financial cabinet. She then offered practical advice on how to securely back up their digital financial records. The session also covered strategies for crafting an effective debt repayment plan, including insights on when to consider a debt consolidation loan. Additionally, Miata shared techniques for organizing and categorizing financial forecasts, along with tips for accurately predicting unforeseen expenses and estimating tax payments in these forecasts.
November 20, 2023Milestone Monday
Miata opens with a recap of the purpose of these Milestone Monday sessions. She then assists members with questions about S Corp costs, choosing a tracking system, and comparing and contrasting online high yield savings accounts.
October 2, 2023Milestone Monday
In today’s Milestone Monday, Miata reviews the first three steps members should take when journeying through their Abundance Bound Roadmap. Miata and members then have a thorough discussion on Revenue Modeling. Also included in today’s Milestone Monday, a member’s testimonial on forecasting.
September 18, 2023Milestone Monday
In today’s Milestone Monday Q&A, Miata guides members on the crucial “next steps” of Milestone 1: Average Monthly Expenses. She also shares insights on a range of pertinent topics. From strategies to bolster income and the optimal sequence for tackling AB online courses, to managing document clutter, the advantages of high-yield savings accounts, and taking the plunge into your first investment—Miata illuminates the path for our members, offering clarity and actionable advice.
September 4, 2023Milestone Monday
In today’s Milestone Monday, Miata thoroughly reviews the first few steps in Milestone 1 of the Abundance Bound Member Roadmap. Members receive clarity on creating and/or organizing their Filing Cabinet, whether digital or manual. Miata also offers encouragement and advice for members who feel stuck around the often exorbitant costs involved with obtaining or maintaining health insurance coverage; and those struggling to stay on track with their Member Roadmap process.
August 21, 2023Milestone Monday
In today’s Milestone Monday, Miata provides clarity for members working on creating a debt plan, determining averages, valuing assets, and baseline forecasting. Members also seek advice on selecting the best tools for tracking and what to expect when making a large deposit.
August 7, 2023Milestone Monday
During today’s Milestone Monday, Miata invites members in all Milestones to ask questions about trouble spots. Members receive in depth explanations on an array of topics including downloading bank statements, writing one’s will, feeling stuck, where to put directives, using credit for one’s benefit, and Quicken product preference.
July 17, 2023Milestone Monday
In today’s Milestone Monday Miata shares expert advice to members working through all Milestones. Members receive guidance on debt plans, building one’s financial team, time tracking and revenue modeling. Miata also provides a clear definition of an annuity for members.
June 5, 2023Milestone Monday
In today’s Milestone Monday, Miata answers varying questions for AB members working through Milestones 1 & 2. Members received clarity on where to access the Roadmap, creating their digital filing system, securing and protecting digital files, overcoming overwhelm, and navigating Good Budget. Miata also takes time to discuss when one might temporarily shift from being a full time actor to pursuing acting part time so as to create a path to a steady flow of income.
May 15, 2023Milestone Monday
In today’s Milestone Monday, Miata assists members in Milestone 3 with questions and concerns about deciding how to allocate retirement funds, where
to place wealth building accounts, dollar cost averaging, instructing the executor of your estate, and much more. Miata also elaborates on what the “and beyond” means for Abundance Bounders working through their Roadmap.
May 1, 2023Milestone Monday
In today’s Milestone Monday, Miata assists members currently working through Milestones one and two on their Member Roadmap. AB members receive clarity and guidance on organizing one’s filing cabinet, categorizing, recommendations for Quicken, the AB Folder, understanding AB vocabulary, AB tools for support when preparing to move, and much more. Miata also answers various questions about the Quicken app.
