In terms of my car loan, should I refinance, pay it off or just continue as is? We examine how to best handle a contract dispute with a financed education expense. Enrolling in programs from the Power vs. the Pain Cycle. What does it mean to have or build a good relationship with your credit union? Another look at the “best” financial institution(s) given your specific needs. Should I take the time NOW to get an additional teaching credential? Should I be keeping my tax savings separate from my planned savings? A member seeks clarification on how to best plan for quarterly tax payments.